Dec 24

View And Compare Medicare Supplement Insurance Online

Online Medicare Supplement Insurance help is never farther than a click or phone call away. Thankfully it is easier than ever to maneuver through the maze of Medicare Part A and Part B as well as the many Medigap plans used to fill in the holes. The first step when taking the leap into the world of Medicare is to find out as much as you can about what is covered and what is not by Medicare Part A and Part B.
When it comes to taking the leap into gap insurance online advisors will guide you through what is available and help shop the Medigap market to find the best premiums that you qualify for. As rates change each year you will want to contact your online Medicare Supplement Insurance provider to get updates on lower rates from other Medigap Insurance providers. An online advisor is helpful in helping determine exactly what gap insurance program you should enroll in according to prior history and current lifestyle.
An over view to Medicare Supplement Insurance plans will give clients the most basic look into the different plans available. A sample of the Supplement Insurance Plans Medicare has to offer

Dec 23

How Can Streamlined Medical Billing Help You Deal With Annual Medicare Cuts

As a result of Medicare Sustainable Growth Rate (SGR), physicians face Medicare payment cuts annually. Even though the Congress often steps in to stop the reductions, it has been reported that Medicare reimbursement for physicians will be slashed by 24.4% in 2014.

Physicians and senior citizens to bear the brunt:
Even though annual Medicare cuts are done when Medicare spending outpaces economic growth, it has affected patients as well as senior citizens in the US-

Seniors relying on Medicare Advantage Program might lose doctors, benefits, plans and financial protection they currently enjoy

Doctors will start turning away Medicare patients For instance, in 2012, Medicare patients looking for new primary care physicians had trouble finding doctors

Impact of annual Medicare cuts is also being felt by physicians, especially private practices. They are finding it difficult to strike a balance between the treatment and keeping their practice open. The uncertainty is taking a toll on their practice. Since private insurers consider Medicare rates as the basis for their reimbursement rates, it is getting difficult for them to determine if they can afford to stay in business

Access to care has also been affected due to annual Medicare cuts as practices are deciding to discontinue certain

Dec 20

A Brief History of Medicare

Both Medicare and Medicaid were established by the Social Security Act in 1965. When they were established, Medicare was the responsibility of the Social Security Administration (SSA) and Federal assistance to the State Medicaid programs was administered by the Social and Rehabilitation Service (SRS). Both agencies fell under the Department of Health, Education, and Welfare (HEW).

The idea really began in earnest with President Harry Truman in 1945 when he told Congress that there should be legislation establishing a national health insurance plan. He outlined a comprehensive, prepaid plan for U.S. citizens through the Social Security system.

While it wouldn’t happen until 20 years later, fittingly, Harry Truman became the first person to enroll in Medicare when it became available. By 1972, Medicare services expanded to include the disabled under 65 and those with end-stage renal disease. Some chiropractic services, speech therapy and physical therapy also became available.

President John F. Kennedy also pushed legislators for health insurance for older Americans, but it wasn’t until President Lyndon Johnson took office that anything came of it. On July 30, 1965, President Johnson signed the Medicare and Medicaid Bill (Title XVIII and Title XIX of the Social Security

Dec 18

Finding a New Doctor Becoming More Difficult for Medicare

For some Medicare recipients, the search for a new primary care physician has become more difficult, according to a 2008 survey conducted by the Medicare Payment Advisory Commission (MedPAC). Compounding this trend is an estimate from the American College of Physicians (ACP) that there won’t be enough internists to go around by 2025. The ACP also indicates that current internists are becoming less willing to accept new Medicare patients. According to Alan Weinstock, an insurance agent at, many physicians are opting out of Medicare due to low reimbursement rates and too much paperwork. With all these trends converging at once, Weinstock believes Medicare recipients need to shop early to find the best doctor-before they turn 65.

-The impact on seniors of physicians opting out of the Medicare program hasn’t been a serious problem yet,- said Weinstock. -But if large numbers of physicians join the group that is opting out, it may be difficult for seniors to have access to affordable health care.-

This is why it is important for the 40 million Americans who have Medigap insurance to start early in their hunt for a physician who has not opted out of Medicare. It is equally important

Dec 17

Medicare Dietary supplement Strategies – Modifications in 2010

Even though Medicare Dietary supplement options have been standardized because 1992 and have noticed number of monumental modifications considering that then, there will be fairly a couple of modifications witnessed in the coming yr, 2010. The addition of two new strategies, Prepare M and Plan N, are only the starting. June is the designated month these two new further strategies will be place into effect, as properly as the elimination of four presently current options. The objective of these adjustments is to minimize the price of premiums and other connected bills with an enrollment in Medigap policies.

Healthcare charges that are not covered by typical Medicare options are not left uncovered with Medigap, also identified as Medicare Health supplement options. Seniors, you are eligible for Medicare coverage if you are at least 65 many years of age and/or have a qualifying disability. As the policies at present stand, there are 12 Dietary supplement strategies assigned the letters A by means of L. Every strategy is critical to look at for particular positive aspects relevant to your latest situation, geographic place and wellbeing situations. A simple alter is taking place to all existing plans with an addition of hospice care. Program G

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